Investing like a poker player

I have a mild addiction to a dangerous sport – Texas hold ’em. I don’t advocate gambling per se, which poker can be considered as, and I am not even a skilful player to begin with. But I do enjoy and appreciate the combination of luck and skill, and of course a bit of gamble, […]

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The death of savings accounts?

With Standard Chartered and DBS cutting their interest rates yet again from this month onwards, is there really a point in putting money in savings accounts anymore? I use DBS Multiplier account as my main account and Standard Chartered JumpStart account for mandatory savings. It is the only two banks that I currently have savings […]

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Thematic investing: cloud computing

I mentioned in a previous post that one of my coping mechanisms against frivolous spending is to deploy available funds into my portfolio. Today, I’d like to share an occasion where I did just that. Dipping into thematic investing Earlier in May 2020 I initiated a small position in a thematic ETF: Global X Cloud […]

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My investing mistakes

Now that 2020 is finally drawing to a close, it is an apt time to review my financial goals and strategies. But on top of that, I would like to also reflect on and share the mistakes that I have made since I began my investment journey so that I don’t make the same dumb […]

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Delaying gratification

The struggle of instant gratification vs. delayed gratification is something I face from time to time. I have relatively good self-control and am not on socials so I have already eliminated unnecessary spending that stems from FOMO/peer comparison. So really this struggle is a matter of reconciling my own brain (needs) and heart (wants). The […]

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Bankruptcy of Tat Seng executive chairman

Wayyy overdue post which I drafted but did not finish writing at the time of occurrence as I was occupied with work but still worth sharing! As you may or may not know, I hold a portion in Tat Seng Packaging Group (T12) as part of my income portfolio. Thus, I was suitably alarmed when […]

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Our 3-fund portfolio

My fiancé and I were not content with parking our combined savings in a high yield savings account so we looked for alternative places to grow our savings. However, the available options we found such as fixed deposits and endowment plans did not offer the liquidity and returns that we were seeking. (Will need to […]

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I chose pay over passion and that’s okay

When I was a fresh graduate, I applied for jobs in a field that I was interested in and paid little attention to the remuneration package. To me, passion was primary and pay, secondary. I believed that it didn’t matter so much what I was paid so long as I was doing what I loved. […]

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Finding stock ideas

The first stock I purchased was Parkway Life REIT and it took me nearly 3 months of researching before I decided to pull the trigger on it. The reason I spent that much time was because: There were too many stocks out there which was overwhelming for the newbie investor (me) to choose from I […]

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Part 4 of 4: What I did – Singapore Savings Bonds (SSB)

The bond market in Singapore is not particularly exciting with its limited offerings for retail investors. Since I did not have $250k casually lying around to purchase corporate bonds for my portfolio, my remaining options were retail bonds, government bonds, and bond ETFs.  Government bond = best bond? Back in October 2015, MAS launched the […]

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