Part 4 of 4: What I did – Singapore Savings Bonds (SSB)

The bond market in Singapore is not particularly exciting with its limited offerings for retail investors. Since I did not have $250k casually lying around to purchase corporate bonds for my portfolio, my remaining options were retail bonds, government bonds, and bond ETFs.  Government bond = best bond? Back in October 2015, MAS launched the […]

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Part 3 of 4: What I did – Dividend-paying Stocks

While my RSP and roboadvisor were giving me satisfactory capital gains, I was not able to have my cake and eat it just yet as the returns were intangible and any form of dividends I received were automatically reinvested. Therefore, I turned to dividend-paying stocks on the SGX, specifically REITs, for some pocket money to […]

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Part 2 of 4: What I did – Roboadvisors

Roboadvisors are digital platforms that emulate the role of a traditional fund manager but without the actual human. They replace traditional fund managers by using automated and algorithm-driven portfolios to scale and thereby are able to offer comparatively lower fees than their human counterparts.  Minimum cost, maximum exposure In recent years, roboadvisors have been gaining […]

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Part 1 of 4: What I did – Regular Savings Plans (RSPs)

With a plethora of investment vehicles out there, I wasn’t quite sure what to invest in. So I did a little exercise to explore potential options:  With a clearer idea of where my funds could be deployed, I looked for available service offerings for each of those products. I will be sharing about what I […]

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